How to Get the Best Mortgage for You

Are you looking for a new mortgage? We'd be thrilled to discuss your mortgage needs! Call us at (201)610-0222. Ready to get started? Apply Online Now.

Ready to embark on the journey of purchasing a house or refinancing a mortgage? Let us help you locate the mortgage loan program that's the best fit for you. Contact BCB Community Bank (201)610-0222 for professional guidance regarding this substantial financial decision.

We're aware that many people think getting a loan can be frustrating, but our mission at BCB Community Bankis to minimize paperwork and frustration. Our job is to make the process of getting your mortgage quick and painless. You picked the house that was perfect for you — not for someone else! You can depend on our professionals to find the mortgage loan that is ideal as well. We get rid of your frustration from application to closing with our promise of "Less paperwork and more personal service".

Refinancing options

Refinancing your existing mortgage is probably less complicated than you imagine. If you hope to bring down your mortgage interest rate and monthly payment, we can help. In addition, we can show you how to pay down your balance faster for comparable monthly payments. We are just one phone call away at (201)610-0222.

You may have heard that it's no longer possible to refinance and tap into your home equity in the current economic times. We want you to know it's not! You've been paying down your balance, and the equity is yours. If you need it, go ahead and cash out that financial resource. We can find a loan program to meet your needs.

Superb customer care

Our mortgage team members treat you with the respect due a valued customer and give you the individual attention you're entitled to. You are making a commitment in purchasing a house, refinancing a mortgage, or tapping into your home equity. So in turn, we make a commitment to you: we will help you qualify, apply and be approved for the right mortgage loan for you.

You can find out more about us, how simple it is to start the process, and what we will do for you by exploring our website. Or, contact us at (201)610-0222.

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Mortgage News

Most Large Counties Saw More Jobs, Higher Wages This Summer. Did Yours?
12/18/2014 11:57 AM
Employment and wages grew in the vast majority of large U.S. counties through the first half of the year, a broad improvement that masks the unevenness of the economic expansion...Read More
Air Travelers Aren’t Getting a Break From Lower Oil Prices
12/18/2014 11:32 AM
U.S. airfares rose at a healthy 5% clip between July and September after a 7.6% rise in the prior three-month period...Read More
What’s the Difference Between ‘Patient’ and ‘Considerable Time’?
12/18/2014 9:10 AM
The Federal Reserve was so worried that dropping the phrase "considerable time" from its statement might spook financial markets it decided to keep the term in there, sort of...Read More
Grand Central: Yellen Playbook Puts Slack Over Oil Price Declines
12/18/2014 6:23 AM
The Wall Street Journal’s Daily Report on Global Central Banks for Thursday, December 18, 2014. Jon Hilsenrath finds Janet Yellen untroubled by falling oil prices, and with a firm focus on diminishing slack in the labor market....Read More
Why Has Switzerland Switched Rates to Negative? – The Short Answer
12/18/2014 5:55 AM
The Swiss National Bank on Thursday said it will install a negative rate on certain deposits, becoming the latest central bank in Europe to take this step...Read More
No Sign Yet of Labor Cost Inflation in U.S. or U.K.
12/18/2014 5:41 AM
Despite falling unemployment rates, there are few signs that rising wages will soon start to push inflation higher in either the U.S. or the U.K., where central banks are expected to raise their benchmark rates next year and in early 2016 respectively....Read More
5 Things You Need to Know About Cuba’s Economy
12/17/2014 5:46 PM
As the White House charts a new course for relations with Cuba, here are five things to know about Cuba’s economy...Read More
Fed’s Janet Yellen Not Worried About Falling Oil Prices, Russian Turmoil
12/17/2014 3:32 PM
Federal Reserve Chairwoman Janet Yellen isn"t too worried about plunging oil prices or the turmoil in Russia"s economy...Read More
Fed Gets Rare Hat Trick of Dissent
12/17/2014 3:28 PM
The Federal Reserve"s decision Wednesday to tiptoe slowly toward interest-rate increases generated a significant and rare level of insurrection among its membership...Read More
Economists React to the Fed’s December Decision: ‘What Was The Point!’
12/17/2014 3:11 PM
Here’s how economists reacted to the Fed"s statement, new economic projections and Chairwoman Janet Yellen"s press conference...Read More

Mortgage News

A Sanctuary Just North of New York City
12/17/2014 11:08 AM
This Harrison, New York home is a serene estate that features open living spaces, a teahouse and Japanese gardens...Read More
A Modern Rebel in Old Charleston
12/17/2014 12:35 PM
A traditional Southern townhome gets a dramatic makeove...Read More
Las Vegas "Player" Gets Bounced From Casino
12/17/2014 9:45 AM
Stockbridge Capital Partners said Sam Nazarian no longer would be involved in the management of the new SLS Las Vegas hotel and casino that Stockbridge controls...Read More
Elevators Set to Take New Direction
12/17/2014 8:53 AM
ThyssenKrupp is working on a cable-free elevator that would allow multiple cars to run in the same shaft, and to run sideways and diagonally as well as up and down...Read More
Boom in Bolivia Brings Concerns About a Bust
12/17/2014 11:31 AM
Bolivia, one of Latin America’s poorest countries, is experiencing a spurt in economic growth that has ignited a boom in the real-estate sector...Read More
Harlem"s 125th Street Picks Up Momentum
12/15/2014 12:14 PM
Several retail, residential and commercial real-estate projects are giving new vibrancy to the commercial corridor of Harlem’s 125th Street...Read More
Cushman & Wakefield to Acquire Massey Knakal
12/14/2014 9:30 PM
Real-estate firm Cushman & Wakefield has agreed to pay about $100 million to acquire Massey Knakal, a boutique brokerage...Read More
When a Mortgage Hinges on Home Values
12/17/2014 4:01 PM
A home appraisal that comes in low can reduce the amount a home-buyer can borrow for a mortgage; why the loan-to-value ratio matters...Read More
New Life for an Old Industrial Property -- in Atlanta
12/16/2014 9:55 PM
Jamestown Properties is bringing a formula to Atlanta that it honed in New York, San Francisco and elsewhere: converting massive industrial buildings into fashionable, mixed-used addresses...Read More
Home-Builder Confidence Declines
12/16/2014 9:59 PM
A gauge of home-builder sentiment ticked down this month, the latest mixed signal for the U.S. housing recovery...Read More